Insurance EuropeInsurance Europe
InsuranceData

InsuranceData is an interactive tool detailing the latest data from the European insurance industry. Data is provided by Insurance Europe members (the members of the European Union (except Lithuania), Switzerland, Iceland, Norway, Liechtenstein and Turkey). To use the tool, open one of the dropdown menus and hover over the chart to see the data points, or click the premiums and claims charts for more detailed data. Last updated on 30 August 2016.

Premiums

The premiums charts show the life, non-life and health premiums received. Hover over the charts for each data point, or click a chart area to see the next level of data. Charts available include life premiums by country, health premiums by country and non-life premium breakdowns by motor, property, general liability and accident.

Total premiums
TotalLife premiumsNon-life premiumsHealth premiums
200456729161
200563229964
200668430391
200775430894
2008664313102
2009690312105
2010705320110
2011665324114
2012654329115
2013679331119
2014722331120
2015733340125
Colour#82c55b#002957orange
URL/node/4161/node/441/node/4271
Stacked Column

Hover over the bars for each data point, or click on a bar to see life, non-life or health premiums data. Data correct as of 30 August 2016.

Notes:
Nominal growth at constant exchange rates
For DE, figures include “Pensionskassen” and pension funds covered by GDV statistics
For LI, foreign business is included
For NL, foreign business and indirect business are included
For SI, only SZZ member companies. Branches are excluded
For the UK, 2014 figures are estimates

Claims

The benefits and claims charts show the life benefits and the health and non-life claims paid. Hover over the chart for each data point, or click a chart area to see the next level of data. Charts available include life benefits by country, health claims by country and non-life claims breakdowns by motorproperty and accident.

Total benefits and claims paid
TotalLife benefitsNon-life claimsHealth claims
200775417673
200866418277
200969019382
201070520385
201166519089
201265419286
201367918294
201472219695
201573320499
Colour#82c55b#002957orange
url/node/4291/node/4371/node/4351
Stacked Column

Hover over the bars for each data point, or click on a bar to see life benefits or non-life or health claims paid data. Data correct as of 30 August 2016.

Notes:
Nominal growth at constant exchange rates
For DE, the figures include gross claims expenditure (ie claims paid + provision for claims) for all property and casualty branches
For SI, only SZZ member companies. Branches are excluded

Investments

The investment charts show the European insurance sector investment activities. Hover over the chart for detail on each data point.

Premiums provide a stable source of funding even during downturns
TotalGross Written PremiumsDJ Euro Stoxx 50 (historical values EUR price)
20049222951
20059993579
200610814120
200711604400
200810832448
200911112965
201011392793
201111092317
201211032636
201311383109
201411843146
201512073268
Colour#002957#82c55b
Mixed Bar & Line

Hover over the bars and line chart for each data point.

Ratio of European insurers' investment portfolio to GDP
TotalInvestments to GDP, %
200449.7
200553.4
200654.0
200753.7
200848.8
200955.0
201056.1
201154.5
201258.4
201359.1
201462.3
201562.2
Colour#82c55b
Column

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Notes:
For the UK, 2014 figures are estimates
For LU, figures are from 2013
For RO and SK, no data is available

Structure of European insurers' investment portfolio 2014
TypeInvestmentsColour
Property (other than for own use) 252938#f78f1e
Participations 411224#002957
Equities425626#82c55b
Bonds 3106942#662d91
Investment funds 2108920#971b1e
Derivatives2279#ffc846
Deposits other than cash equivalents 166401#e2a9b4
Other investments 146429#a28800
Loans and mortgages (except loans on policies)767156#23a2b2
Donut

Hover over the sections for each data point.

Notes:
Size of the sample (as % of total premiums): 63%

European insurers investment portfolio
TotalLife insurers' investment portfolioNon-life insurers' investment portfolio
200446821107
200553061192
200656571287
200759491348
200855011337
200961011350
201065021365
201165151404
201270631520
201373001554
201479051665
201581651694
Colour#82c55b#002957
url/node/4421/node/4401
Stacked Column

Hover over the bars for each data point, or click on a bar to see life or non-life premiums by country data.

Notes:
Nominal growth at constant exchange rates
For ES, the total insurers’ investment portfolio is greater than the sum of the life & non-life insurers’ portfolios because unaffected investment is included in the total
For LI, figures include cross-border business
For LU, figures are from the Commissariat aux Luxembourg and include cross-border business
Size of the sample (as % of total premiums): 99.7%

Industry information

These charts show insurance industry information. Hover over the chart for detail on each data point.

Market share
Market shares (GWP), 2014ColourURL
UK241432#002957/node/4111
FR197100#82c55b/node/4111
DE192369#662d91/node/4111
IT143315#23a2b2/node/4111
NL73766#971b1e/node/4111
ES54440#f78f1e/node/4111
CH48940#e2a9ba/node/4111
SE31327#a28800/node/4111
BE27076#ffc846/node/4111
DK26530#bd1a8d/node/4111
FI23069#30433c/node/4111
Other109636#215352/node/4111
Donut

Hover over the sections for each data point. Click on a section to see the country statistics.

Worldwide insurance premiums
YearEuropeAsiaNorth AmericaOther
200412414437357661183105134868
200513489007606511189693153811
200614824137703361263663177456
200717509178174261340107208594
200816829529294621345628235397
2009159140810075001251773226366
2010159187111652851278613265935
2011162740112757371345592309359
2012154044813335651398468328847
2013162013312519921382749338758
2014169752913175661405816357338
2015146887813509741431239302694
Colour#002957#82c55b#662d91#23a2b2
Stacked Area

Hover over the chart for each data point.

Non-life distribution channels
CountryDirect writingIntermediariesAgentsBrokersOther intermediariesBancassuranceOther
SK 0.20.80000
IT0.10.80.1000
TR0.10.70.100.10
SI0.30.60.1000
DE0.10.60.300.10
PT0.10.60.200.20
FI0.50.4000.10
MT0.40.40.3000
FR0.30.30.200.10
ES0.20.30.200.10.1
BG0.20.30.5000
HR0.70.20000.1
BE0.20.10.600.10
UK0.300.500.10.1
NL0.200000.8
Colour#002957#82c55b#662d91#23a2b2#971b1e#f78f1e#ffc846
Stacked Column Percentage

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Notes:
Size of the sample (as % of total premiums): 53%
For NL, there is no distinction between the indirect distribution channels
For SI, data is from SZZ members only. Branches of companies from EU/EEA countries and FOS are excluded

Life distribution channels
CountryDirect writingTotal intermediariesAgentsBrokersOther intermediariesBancassuranceOther
MT00.1000.80
PT00.2000.80
IT0.10.1000.80
TR0.10.1000.80
FR0.20.10.100.60
ES0.10.20.100.60
BE0.20.10.400.40
GR0.10.60000.40
HR0.40.3000.30
DE00.50.300.20
SE0.200.300.10.4
SI00.8000.10
BG0.20.60.2000
IE0.50.10000
NL0.400000.6
SK 0.40.60000
UK0.20.20.6000
Colour#002957#82c55b#662d91#23a2b2#971b1e#f78f1e#ffc846
Stacked Column Percentage

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Notes:
For NL and SK, agents included with brokers 

Size of the sample (as % of total premiums): 68%
For DE and SE, figures refer to new business
For GR the is no distinction between intermediaries
For NL, there is no distinction between the indirect distribution channels
For SI, data is from SZZ members only. Branches of companies from EU/EEA countries and FOS are excluded

Insurance companies by country
CountryNumber of insurance companies, 2014Number of insurance companies, 2015
DE548539
UK526496
FR381365
SE322300
ES255240
IE191191
NL170162
CH155144
NO119119
IT124117
Average118113
DK110104
LU9797
BE8078
FI7169
AT6867
TR6965
PL5757
BG4646
PT4345
GR4745
LI4241
RO3735
CY3333
HU3232
CZ3332
HR2523
SK2121
SI1617
EE1817
MT1111
IS1111
LV78
Colour#82c55b#002957
Column

Hover over the bars for each data point.

Notes:
For DE, data cover companies under German federal supervision including Pensionskassen and funeral expenses funds
For DK, data covers life insurance and multi-employer pension funds as well as non-life insurance including foreign branches that are members of the Danish Insurance Association
For the UK, there was a change in the definition of an insurance company in 2004. The substantial increase reported in 2010 stems mainly from insurance companies writing under freedom of services
For SI, data includes all SZZ member insurance companies, pension companies and other companies with their head office in Slovenia, and branches of foreign insurace companies

Insurance companies in Europe
Number of insurance companies in EuropeAnnual change, %
200442040.0
20054141-1.5
20064033-2.6
20073980-1.3
20083973-0.2
20093908-1.6
20103824-2.2
20113730-2.4
20123618-3.0
201336621.2
20143561-2.8
20153428-3.7
Colour#82c55b#ffffff
Candlestick

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Notes:

As of 2013, number of domestic active companies operating on the domestic market (ie licensed companies that actually collected premium in the year of review) is collected. The definition of domestic market covers all domestic companies operating in the country of review, including subsidiaries of EU/EEA and non-EU/EEA country companies, and branches from companies of third (non-EU/EEA) countries. It excludes branches of companies from EU/EEA countries and FOS.

For DE, data cover companies under German federal supervision including Pensionskassen and funeral expenses funds.
For DK, data covers life insurance and multi-employer pension funds as well as non-life insurance including foreign branches that are members of the Danish Insurance Association.
For the UK, there was a change in the definition of an insurance company in 2004. The substantial increase reported in 2010 stems mainly from insurance companies writing under freedom of services.
For SI, data includes all SZZ member insurance companies, pension companies and other companies with their head office in Slovenia, and branches of foreign insurace companies.

Country data

Click on a member country to see information and data relating to it.

Country data
CountryURLColour
Austria /members/austria?section=Related statistics#99A9BC
Belgium /members/belgium?section=Related statistics#99A9BC
Bulgaria /members/bulgaria-bg?section=Related statistics#99A9BC
Croatia /members/croatia-hr?section=Related statistics#99A9BC
CY/members/cyprus-cy?section=Related statistics#99A9BC
Czech Republic /members/czech-republic-cz?section=Related statistics#99A9BC
Denmark /members/denmark-dk?section=Related statistics#99A9BC
Estonia /members/estonia-ee?section=Related statistics#99A9BC
Finland /members/finland-fi?section=Related statistics#99A9BC
France /members/france-fr?section=Related statistics#99A9BC
Germany /members/germany-de?section=Related statistics#99A9BC
Greece /members/greece-gr?section=Related statistics#99A9BC
Hungary /members/hungary-hu?section=Related statistics#99A9BC
Iceland /members/iceland?section=Related statistics#99A9BC
Ireland /members/ireland-ie?section=Related statistics#99A9BC
Italy /members/italy-it?section=Related statistics#99A9BC
Latvia /members/latvia-lv?section=Related statistics#99A9BC
Liechtenstein /members/liechtenstein-li?section=Related statistics#99A9BC
Luxembourg /members/luxembourg-lu?section=Related statistics#99A9BC
Malta /members/malta-mt?section=Related statistics#99A9BC
Netherlands /members/netherlands-nl?section=Related statistics#99A9BC
Norway /members/norway-no?section=Related statistics#99A9BC
Poland /members/poland-pl?section=Related statistics#99A9BC
Portugal /members/portugal-pt?section=Related statistics#99A9BC
Romania /members/romania-ro?section=Related statistics#99A9BC
Russia /members/russia-ru-partner?section=Related statistics#f9f4d6
San Marino /members/san-marino-sm-associate-member?section=Related statistics#e3f0da
Serbia /members/serbia-rs-associate-member?section=Related statistics#e3f0da
Slovakia /members/slovakia-sk?section=Related statistics#99A9BC
Slovenia /members/slovenia-si?section=Related statistics#99A9BC
Spain/members/spain-es?section=Related statistics#99A9BC
Sweden /members/sweden-se?section=Related statistics#99A9BC
Switzerland /members/switzerland-ch?section=Related statistics#99A9BC
TR /members/turkey-tr?section=Related statistics#99A9BC
United Kingdom/members/united-kingdom-uk-0?section=Related statistics#99A9BC
United Kingdom/members/united-kingdom-uk-1?section=Related statistics#99A9BC
United Kingdom/members/united-kingdom-uk?section=Related statistics#99A9BC
Map
European insurance industry database

Insurance Europe has published a database with figures on the European insurance industry for the period 2004 to 2015. The database includes information on insurers’ investment portfolio, benefits and claims paid, distribution channels and the market structure for the life, non-life and health insurance sectors in Europe. The information can be downloaded by clicking on the buttons below.

     

Last updated on 30 August 2016

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