Insurance EuropeInsurance Europe
Position Paper
Complexity and comprehension for insurance-based investment products (IBIPs)

The European Insurance and Occupational Pensions Authority (EIOPA) and the other European Supervisory Authorities (ESAs) are currently working on non-complex products and comprehension within the frameworks of the Insurance Distribution Directive (IDD) and the packaged retail and insurance-based investment products (PRIIPs) Regulation.

Insurance Europe's position paper points out the differences between insurance-based investment products and other financial instruments as well as discusses the criteria that should and could be considered for the categorisation of products.

Published 13 January 2017
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Arthur Hilliard
Arthur Hilliard
Policy advisor