Since April 2013, Insurance Europe has been participating in a multistakeholder expert group set up by the European Commission to explore whether differences in contract law between EU countries are an obstacle to the cross-border provision of insurance. Insurance Europe welcomed the opportunity to participate in the EC expert group, whose report has been published today by the Directorate-General for Justice. The group has published its report today, rightly acknowledging that contract law is only one obstacle, among many more significant ones.