Insurance EuropeInsurance Europe
EU services e-card proposal

The European Commission has published a set of legislative measures that aim to further facilitate the provision of services in the EU.

While Insurance Europe supports the Commission’s aim to further improve the functioning of the single market for services, it is concerned that the insurance-related provisions in the proposal for a regulation introducing a European services e-card and related administrative facilities will not contribute towards this objective. Instead, they will introduce burdensome requirements on insurers without visible improvements to the provision of cross-border services.

Insurance Europe believes that the insurance-related provisions in the proposal are founded on the incorrect assumption that businesses are being impeded from conducting cross-border business due to a lack of available insurance. However, insurers can and do offer cover for markets other than their own, for example via an insurer’s Europe-wide network or brokers.

Insurance Europe believes that more emphasis should be placed on providing professionals with better access to information about the professional requirements for the market in which they wish to operate.


Video: the construction sector view

Hear from Ulrich Paetzold, director general of the European Construction Industry Federation (FIEC). He explains that, for FIEC and the European Federation of Building and Woodworkers, the European services e-card is “hardly a workable tool” and its “real added value for economic operators remains to be proven”.


For more information, see also our Annual Report 2016-2017 article on the European services e-card.

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Nicolas Jeanmart
Nicolas Jeanmart
Head of personal & general insurance