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InsuranceData

InsuranceData is an interactive tool detailing the latest data from the European insurance industry. The data is provided by Insurance Europe members (the members of the European Union (except Lithuania), Switzerland, Iceland, Norway, Liechtenstein and Turkey). To use the tool, open one of the dropdown menus and hover over the chart to see the data points, or click the premiums and claims charts for more detailed data.

A full dataset is available under "European insurance industry database".

Last updated on 13 August 2020.

Premiums

The premiums charts show the life, non-life and health premiums received. Hover over the charts for each data point, or click a chart area to see the next level of data. Charts available include life premiums by country, health premiums by country and non-life premium breakdowns by motor, property, general liability and accident.

Total premiums
TotalLife premiums, €bnP&C premiums, €bnHealth premiums, €bn
2009648.5308.3101.5
2010677319108.2
2011636.9324.8113.1
2012632332.1115.7
2013651331.8118.2
2014701.4333119.9
2015736.2349.3125.5
2016693.6387.6128.1
2017718.7385.4131.1
2018765.1403.2137.4
Colour#82c55b#002957orange
URL/node/4161/node/441/node/4271
Stacked Column

Hover over the bars for each data point, or click on a bar to see life, propert & casualty (P&C) or health premiums data. Data correct as of 13 August 2020.

Notes:
Nominal €-values at current end-of-year exchange rates
Figures are for Domestic Market (business written on home territory by domestic companies, including subsidiaries + 3rd country branches), unless stated otherwise 
For national specificities, please, see country breakdown charts

Claims

The benefits and claims charts show the life benefits and the health and non-life claims paid. Hover over the chart for each data point, or click a chart area to see the next level of data. Charts available include life benefits by country, health claims by country and non-life claims breakdowns by motorproperty and accident.

Total benefits and claims paid
Life benefits paid, €bnP&C claims paid, €bnHealth claims paid, €bn
2009535.2208.679.7
2010564.2220.983.8
2011634.9209.989.3
2012652.7213.386.4
2013623.4203.294.1
2014627.121094.7
2015651.1210100.9
2016628.6230.1102.6
2017689.3241104.4
2018704.7253.1108.5
Colour#82c55b#002957orange
url/node/4291/node/4371/node/4351
Stacked Column

Hover over the bars for each data point, or click on a bar to see life benefits or non-life or health claims paid data. Data correct as of 28 February 2018.

Notes:
Nominal €-values at current end-of-year exchange rates
Nominal %-growth at constant end-of-year exchange rates 
Figures are for Domestic Market (business written on home territory by domestic companies, including subsidiaries + 3rd country branches), unless stated otherwise 
For national specificities, please, see country breakdown charts
Size of the sample (as % of total premiums): 99.96%

Investments

The investment charts show the European insurance sector investment activities. Hover over the chart for detail on each data point.

Premiums provide a stable source of funding even during downturns
TotalGross Written Premiums, €bnDJ Euro Stoxx 50 (historical values EUR price)
20091055.12964.96
20101104.12792.82
20111074.62316.55
20121079.82635.93
20131103.13109
20141156.93146.43
20151210.63268
20161184.63291
20171237.43504
20181307.63001
Colour#002957#82c55b
Mixed Bar & Line

Hover over the bars and line chart for each data point.

Source for Euro Stoxx 50: www.stoxx.com

Ratio of European insurers' investment portfolio to GDP
TotalInvestments to GDP, %
200953.2
201053.4
201151.9
201254.8
201359.9
201459.7
201557.1
201661
201760.5
201857.8
Colour#82c55b
Column

Hover over the bars for each data point.

Notes:
Nominal €-values at current end-of-year exchange rates
Size of the sample (as % of total premiums): 99.81%

Structure of European insurers' investment portfolio 2016
Structure of European insurers' investment portfolio (EIOPA, 2018)
€bnColour
Property (other than for own use)123.2#82c55b
Holdings in related undertakings, including participations1068.9#002957
Equities261.9#f78f1e
Bonds4459 #971b1e
Collective investment undertakings852.2#23a2b2
Derivatives98.4 #662d91
Deposits other than cash equivalents58 #a28800
Other investments10.2#e2a9ba
Assets held for index-linked and unit-linked funds2488.6 #ffc846
Loans and mortgages359.8#bd1a8d
Donut

Hover over the sections for each data point.

Source: European Insurance and Occupational Pensions Authority, 2016 Solo Annual Solvency II Balance Sheet Template 
(figures exclude Switzerland, Liechtenstein and Turkey)

European insurers investment portfolio
Total insurers' investment portfolio, €bnGrowth rate, %
20097057.5
20107616.65.7
20117715.10.6
20128432.68.4
20139219.710.4
20149553.22.5
20159825.41.1
2016102137.3
201710228.71.5
201810055.5-1.5
Colour#82c55b#ffffff
url/node/6442
Candlestick

Hover over the bars for each data point, or click on a bar to see life or non-life premiums by country data.

Notes:
Nominal €-values at current end-of-year exchange rates
Nominal %-growth at constant end-of-year exchange rates 
Figures are for Domestic Market (business written on home territory by domestic companies, including subsidiaries + 3rd country branches), unless stated otherwise 
Size of the sample (as % of total premiums): 99.81%

Industry information

These charts show insurance industry information. Hover over the chart for detail on each data point.

Market share
Market shares, 2018Colour
UK26.1#002957
FR16.4#82c55b
DE15.5#662d91
IT10.3#23a2b2
NL5.5#971b1e
ES4.8#f78f1e
CH3.9#e2a9ba
DK2.4#a28800
SE2.4#ffc846
BE2.1#bd1a8d
FI1.8#30433c
Other8.7#215352
Donut

Hover over the sections for each data point. Click on a section to see the country statistics.

Notes:
In % of total insurance premiums

Worldwide insurance premiums
World Premiums, USDbnEuropeAsiaNorth AmericaLatin AmericaOceaniaOther
2009160010501252108078
2010160212141279131086
2011164013381346155095
2012155213981398167099
20131631131913911740100
20141713138913981790105
20151509139914331590102
20161457152114631530101
20171546161515201680107
20181641168315971630110
Colour#002957#82c55b#662d91#23a2b2#fffffforange
Stacked Area

Hover over the chart for each data point.

Source: Swiss Re Sigma

Non-life distribution channels
CountryDirect writingTotal intermediatiesAgentsBrokersOther intermediariesBancassuranceOther
HR582212081
FI54.3384.802.90
FR3332180152
MT30.340.1127.221.211.160
BE191261080
BG153367000
PL146517031
TR10.659.612.9014.32.6
IT8.475.39.506.80
DE7.857.724.606.43.5
PT755202160
Colour#002957#82c55b#662d91#23a2b2#971b1e#f78f1e#ffc846
Stacked Column Percentage

Hover over the bars for each data point.

Notes:
For SI, data is from SZZ members only. Branches of companies from EU/EEA countries and FOS are excluded

Life distribution channels
CountryDirect writingTotal intermediatiesAgentsBrokersOther intermediariesBancassuranceOther
MT3.9111.822.02082.080.17
PT31520800
TR000079.71.6
IT1013.21.80750
FR146110654
BE210430360
GR10000360
HR482170231
PL353940220
BG137723000
Colour#002957#82c55b#662d91#23a2b2#971b1e#f78f1e#ffc846
Stacked Column Percentage

Hover over the bars for each data point.

Notes:
In % of premiums
For SK, agents are included with brokers 
For DE, SE and UK, figures refer to new business
For GR, the is no distinction between intermediaries
For SI, data is from SZZ members only. Branches of companies from EU/EEA countries and FOS are excluded

Insurance companies by country
Country20172018
DE528528
UK436402
SE311301
IE270270
FR271264
ES222215
NL155147
CH149145
Average107104
IT103100
DK9999
LU9796
AT9493
NO7376
BE6765
PL6160
TR5959
FI5051
PT4139
LI3838
BG3836
GR3836
CY3232
RO3129
CZ2828
HU2425
HR2018
SI1616
SK1615
EE1211
MT1311
IS1010
LV66
Colour#82c55b#002957
Column

Hover over the bars for each data point.

Notes:
For DE, companies under Federal supervision (including reinsurers, Pensionskassen, funeral expenses funds and non-EEA branches); excluding companies under Land supervision and pension funds
For NL, figures refer to licenced companies (active and not active) under Dutch supervision; excluding funeral in kind insurers
For DK, 2015 figure was used for 2016. Data covers life insurance and multi-employer pension funds as well as non-life insurance including foreign branches that are members of the Danish Insurance Association
For SI, data includes all SZZ member insurance companies, pension companies and other companies with their head office in Slovenia, and branches of foreign insurance companies

 

Insurance companies in Europe
Number of insurance companies in EuropeAnnual change, %
20094045
20104006-0.96
20113909-2.4
20123798-2.8
201338681.8
20143587-7.3
20153519-1.9
20163408-3.2
20173341-2
20183256-2.5
Colour#82c55b#ffffff
Candlestick

Hover over the bars for each data point.

Notes:

As of 2013, number of domestic active companies operating on the domestic market (ie licensed companies that actually collected premium in the year of review) is collected. The definition of domestic market covers all domestic companies operating in the country of review, including subsidiaries of EU/EEA and non-EU/EEA country companies, and branches from companies of third (non-EU/EEA) countries. It excludes branches of companies from EU/EEA countries and FOS.

Country data

Click on a member country to see information and data relating to it.

Country data
CountryURLColour
Austria /members/austria?section=Related statistics#99A9BC
Belgium /members/belgium?section=Related statistics#99A9BC
Bulgaria /members/bulgaria-bg?section=Related statistics#99A9BC
Croatia /members/croatia-hr?section=Related statistics#99A9BC
CY/members/cyprus-cy?section=Related statistics#99A9BC
Czech Republic /members/czech-republic-cz?section=Related statistics#99A9BC
Denmark /members/denmark-dk?section=Related statistics#99A9BC
Estonia /members/estonia-ee?section=Related statistics#99A9BC
Finland /members/finland-fi?section=Related statistics#99A9BC
France /members/france-fr?section=Related statistics#99A9BC
Germany /members/germany-de?section=Related statistics#99A9BC
Greece /members/greece-gr?section=Related statistics#99A9BC
Hungary /members/hungary-hu?section=Related statistics#99A9BC
Iceland /members/iceland?section=Related statistics#99A9BC
Ireland /members/ireland-ie?section=Related statistics#99A9BC
Italy /members/italy-it?section=Related statistics#99A9BC
Latvia /members/latvia-lv?section=Related statistics#99A9BC
Liechtenstein /members/liechtenstein-li?section=Related statistics#99A9BC
Luxembourg /members/luxembourg-lu?section=Related statistics#99A9BC
Malta /members/malta-mt?section=Related statistics#99A9BC
Netherlands /members/netherlands-nl?section=Related statistics#99A9BC
Norway /members/norway-no?section=Related statistics#99A9BC
Poland /members/poland-pl?section=Related statistics#99A9BC
Portugal /members/portugal-pt?section=Related statistics#99A9BC
Romania /members/romania-ro?section=Related statistics#99A9BC
Russia /members/russia-ru-partner?section=Related statistics#f9f4d6
San Marino /members/san-marino-sm-associate-member?section=Related statistics#e3f0da
Serbia /members/serbia-rs-associate-member?section=Related statistics#e3f0da
Slovakia /members/slovakia-sk?section=Related statistics#99A9BC
Slovenia /members/slovenia-si?section=Related statistics#99A9BC
Spain/members/spain-es?section=Related statistics#99A9BC
Sweden /members/sweden-se?section=Related statistics#99A9BC
Switzerland /members/switzerland-ch?section=Related statistics#99A9BC
TR /members/turkey-tr?section=Related statistics#99A9BC
United Kingdom/members/united-kingdom-uk-0?section=Related statistics#99A9BC
United Kingdom/members/united-kingdom-uk-1?section=Related statistics#99A9BC
United Kingdom/members/united-kingdom-uk?section=Related statistics#99A9BC
Map
European insurance industry database

Insurance Europe has published a database with figures on the European insurance industry for the period 2004 to 2018. The database includes information on insurers’ investment portfolio, benefits and claims paid, distribution channels and the market structure for the life, non-life and health insurance sectors in Europe. The information can be downloaded by clicking on the buttons below.

Last updated on 13 August 2020

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