Insurance EuropeInsurance Europe
Protecting long-term investment

Ensuring the investment our society needs to thrive

Insurers are Europe’s largest institutional investors and have a long-term business model. Insurers invest in long-term assets, including infrastructure, in order to match their promises to policyholders and to provide good investment returns for the policyholders' retirements. 

In doing this, insurers also play an important role in underpinning growth and stability in Europe. Several factors have, however, combined to threaten insurers’ ability to make these important investments. For example, there is a shortage of suitable long-term investments, Solvency II creates unnecessary disincentives for long-term investment and new accounting rules could also create additional problems. 

This is why Insurance Europe is engaging with policymakers to ensure that the current developments which impact insurers do not have unintended consequences for long-term investment. 

Related statistics
European insurers investment portfolio
Total insurers' investment portfolio, €bnGrowth rate, %
20077187.6
20086337.1-7.8
20097056.510.8
20107615.16.3
201177140.6
20128431.48.6
20139216.914.7
20149552.6-0.6
20159889.41.7
201610112.57.3
Colour#82c55b#ffffff
url/node/6442
Candlestick

Hover over the bars for each data point, or click on a bar to see life or non-life premiums by country data.

Notes:
Nominal €-values at current end-of-year exchange rates
Nominal %-growth at constant end-of-year exchange rates 
Figures are for Domestic Market (business written on home territory by domestic companies, including subsidiaries + 3rd country branches), unless stated otherwise 
Size of the sample (as % of total premiums): 99.81%

Related items
Positions
Connecting investors with growth ...
Ensuring that global rules deliver value to policyholders ...
A new risk-based regime for Europe...
Insurers and banks each need specific regulations that reflect their differences...
News
Position papers
Show more
Press releases
Events
Publications
Features
Contacts
Cristina Mihai
Cristina Mihai
Head of prudential regulation & international affairs