The value of advice: a cornerstone of consumer empowerment and financial wellbeing Consumers’ access to financial advice is more critical than ever. Across the EU, pension and protection gaps remain ...
The overnight political agreement on the EU’s Retail Investment Strategy (RIS) marks a significant step towards making financial markets more accessible for European consumers. The new framework aims ...
Simplification for a more competitive insurance sector Executive summary The European insurance sector is committed to delivering strong protection for consumers and supporting the EU economy. But ...
UNDERSTANDING THE DISTINCT NATURE OF LIFE INVESTMENT PRODUCTS As the nature of life investment products, also known as Insurance-Based Investment Products (IBIPs), is inherently different from MiFID-g ...
Insurance Europe has today published a new paper, Understanding the distinct nature of life investment products. The paper sets out how life investment products, also known as Insurance-Based ...
Role of data in insurance The insurance industry has always relied on data to understand and analyse the risks faced by their clients with a view to design and offer insurance policies. This process ...
August 2025 Retail Investment Strategy (RIS) Making Value for Money (VfM), inducements & consumer journey rules work for consumers, insurers and Europe The opportunity The RIS is a cornerstone of the ...
Insurance Europe has published its 2024–2025 Annual Report, offering a comprehensive overview of the key developments, priorities, and challenges facing Europe’s insurance sector. The digitally ...
Feedback to EIOPA on the application of the Insurance Distribution Directive (IDD) Our reference: COB-DIS-25-049 Date: 14-05-2025 Referring to: Online public event on the third EIOPA IDD application ...
New reporting for Value for Money (VfM) is unnecessary The Retail Investment Strategy (RIS) proposals require new reporting requirements to assess the Value for Money (VfM) of insurance-based ...